PHFA: Pennsylvania Housing Finance Agency

The Pennsylvania Housing Finance Agency (PHFA or the Agency) offers home purchase loans and refinance loans to qualified borrowers throughout the Commonwealth, through approved lenders. This loan program offers competitive 30 year fixed interest rates, lower fees, and closing cost and down payment assistance programs.

Home purchase and refinance options
Closing cost and down payment assistance
30 year fixed-rate mortgage loans
1st time buyer tax credits worth up to $2,000/year on an ongoing basis
Competitive interest rates and affordable mortgage terms set by PHFA
Conventional, FHA, VA and USDA loan types
Free homebuyer education provided by PHFA approved counseling agencies
Servicing provided by PHFA for the life of the loan
Reduced PMI or No PMI options on conventional loans
Down payment assistance can be available for those that qualify

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PHFA: Pennsylvania Housing Finance Agency

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